Fight ID TheftIndividuals are not the only ones affected by identity theft. The Federal Trade Commission provides a business site dedicated to helping companies fight back against identity theft, which can cause irreparable damage to a business that loses customer data. At www.ftc.gov, business owners can find a range of educational tools to help with the following: assisting victims, handling data breaches, and safeguarding important business and customer information. |
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Employee fatigue appears to be a growing problem for many companies. Longer work weeks—which are now routine and, perhaps, even expected—can put extra pressure on already stressed workers. To add to the strain, technological advances that make employees constantly accessible can prevent workers from escaping their jobs at night and on weekends. Also, the effects of restructurings, mergers, and downsizing sometimes leave employees carrying heavier workloads while they fear losing their jobs. Workers may feel like hamsters scrambling on exercise wheels that never stop. |
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Imagine that a sudden fire swept through the building that once housed your business, destroying over half of the property and its contents. After such a massive catastrophe, you learn that local ordinances require you to demolish the remnants of the building. The building inspector also informs you that the building can not be reconstructed exactly as it existed before the fire because that would violate current building and zoning codes. At this point, you’re faced with a gigantic sum needed to get your building back and your business up and running again. Do you know if your insurance will help cover the costs? |
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You never know when disaster may strike, causing severe damage and disruption to your business operations. Business insurance should be considered a regular cost of doing business; it is important to expect the unexpected and manage your risks accordingly. Generally, the best way to protect yourself and your business against the unforeseen is to prepare before it happens by taking steps to minimize the chance of an accident and by purchasing the appropriate insurance. |
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Consider what might happen if your company’s building was vandalized by a thief or damaged by a storm or fire. You know you should file an insurance claim, but the time and effort you believe it will take may cause you to delay this crucial process. Before an incident, it is important that you understand the terms of your insurance coverage and any obligations you may have to your insurer in the event of a claim. Refer to your policy’s declarations page, and be sure to contact us with any questions you may have concerning your coverage. |
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