Risk Review Newsletter
An environmental issue: something in the air?
Indoor air quality (IAQ) is a growing concern for many companies.  Whether you are a business owner or building owner, you should take potential IAQ problems seriously. According to the Environmental Protection Agency (EPA, 2006), poor ventilation, exposure to air pollutants, and inadequate amounts of fresh, outside air could put your employees or occupants at risk for a number of well-identified IAQ-related illnesses, including asthma, Legionnaires’ disease, and pneumonia...
 
Elements of an Employment Practices Liability Insurance (EPLI) policy
In today’s litigious society,   businesses are susceptible   to a host of employment- related lawsuits, including claims of discrimination, sexual harassment, wrongful termination, and invasion of privacy stemming from employer monitoring of voicemail, email, office computer systems, and the Internet. The increase in these liability claims has fueled the need for a different type of insurance coverage—employment practices liability insurance (EPLI).
 
Is a “BOP” right for your business?
Considering all the things that can go wrong with a business, small business owners may be considered risk takers. However, there are two risk exposures that any business owner can ill-afford to overlook: property loss due to perils, such as fire, theft, and wind or water damage, and liability loss for injuries sustained by individuals while on business premises and/or during operation of the business. In today’s litigious society, self-insuring is hardly cost- effective, particularly for potentially catastrophic losses. This is where a business owners policy (BOP) can play a crucial and beneficial role.
 
Occupational safety and repetitive stress
If you spend time each day  at a computer keyboard, you  are probably familiar with one effect of repetitive stress—carpal tunnel syndrome, which can result in pain and/or numbness in the wrist and fingers.
 
Additional insured—not just a name
As a business owner, from time to time, you may enter into relationships with businesses, government agencies, other entities, or individuals. These relationships may expose you to risk, such as liability arising from another party’s negligence or faulty/hazardous products. “Hold harmless” agreements—provisions where one party assumes liability by indemnifying the first party — are a popular way to protect your company against potential liability; however, in many situations, it may be best if you are also covered as an additional insured by an insurance policy owned by that party.
 
<< Start < Prev 1 2 3 4 Next > End >>

Results 28 - 34 of 34