As temperatures plummet, pipes can freeze and cause serious problems for business owners. Certain pipes, such as those near exterior walls, and in crawl spaces, basements, attics, and garages, are most susceptible to freezing.

Follow the precautionary tips below to prevent frozen pipes this winter:

• Insulate all exposed pipes in unheated areas, such as crawl spaces and garages. Follow manufacturer’s instructions when using heat tape, as improper usage can create a fire hazard. Also, be aware that heat tape can wear out, so be sure to check it frequently.
• Make sure you and all key employees know the location of the master water valve and how to shut off the water in case a pipe should burst.
• Shut off and drain water from pipes leading to outside faucets.
• Winterize outdoor sprinkler systems according to the manufacturer’s recommendations. Use a compressor to blow out excess water to prevent frozen pipes.
• Leave cabinet doors open, so more heat can reach pipes under a sink or appliance.
• Make sure heat is left on and set no lower than 55 degrees at all times, even if your business is vacant.
• If you are going away, have someone check your business periodically to ensure that the heat is working properly.
• When weather is extremely cold, leave faucet dripping slightly to circulate water and avoid freezing.
• If a pipe bursts, shut off the water and call a licensed plumber. Quick action can minimize damage.

If you suspect a frozen pipe, call a plumber. Then, turn off the water and leave the faucets on. Never try to thaw a pipe with a torch or other open flame, and never use electrical appliances in areas of standing water, as electric shock is possible.

Damage caused by frozen pipes may be covered by business insurance. It is important to review your policy to know what your policy covers and to ensure that you have adequate coverage. To learn more about protecting your business and your equipment, contact one of our qualified insurance professionals.